Kugel Law Firm

When it comes to debt collection, debt defense, or debt settlement, consumers in New York have a number of rights. Consumers are protected by the Fair Credit Reporting Act (FCRA) from debt collectors and creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA). New York has strict laws protecting their consumers. Individuals can benefit greatly from the legal guidance of a consumer credit attorney who can help them understand their rights as well as protect them if they are violated.

It is possible for a consumer to seek legal assistance to defend their rights if they are harassed by a debt collector. It is also possible for a consumer to consult with a consumer rights attorney, like Rachel Kugel, who specializes in consumer credit to negotiate a fair settlement with their debt. If a consumer has an apartment collection, it is important that they are aware of their rights under the FDCPA, the FCRA, and state laws in order to protect themselves.