W. Todd Galde at CrossCountry Mortgage, LLC

Let’s start with the basics: The building blocks of your mortgage are as easy as A B C: Assets, Budget, and Credit. Once you know the essentials, you’ll be a wiser borrower.

I teach and advise before I customize your home loan solution. We’ll share a confidential, no-cost strategy session to determine your financial goals, and if you are buying a home, the price range you can afford. After more than 20 years as top loan originator in California, I have learned how to help a variety of borrowers with different income sources, matching the correct loan to their unique circumstances. I’m ready to do the same for you.

My years of experience and deep knowledge of loan programs allow me to think outside the box. If you have a challenging situation, please bring it to me. Don’t let self-employment, divorce, or credit challenges keep you from becoming a homeowner. I have financing programs that give you more qualifying options, including bank statement, asset depletion and investor cash flow loans.

When you choose my team and I to handle your home financing, you’ll find we communicate clearly, answer your questions quickly, and work together to close your loan as soon as possible. It’s all part of the superior mortgage experience we provide for every client. We understand this is probably the biggest financial commitment of your life, so we will treat you with respect and honor you deserve. NMLS: 256864, Branch NMLS: 2029980