Bay City Financial

You Can Have It, We Can Deliver It.
We offer the widest and most flexible loan variety for residential, commercial & investment properties.

Single Family Residence
Multi-Family Buildings
Commercial Properties
Mixed-Use Properties
Manufactured Homes
Land & Construction Loans
Industrial, Retail & Office
SBA Loans
Lines of Equities
The success of your financial planning and equity building depends on choosing the right loan. We Help You Get It Right

Experience – Integrity – Professionalism

Shopping for the right loan at the best possible terms for our clients requires good amount of knowledge and a great deal of experience in the lending business. Our experience spans over eleven years in the lending business and hundreds of millions of dollars worth of loans closed.
When you come to us for your loan, we are not just thinking of a one-time deal, we are looking for a long-term relationship built on trust, honesty and what is best for the client first and foremost.
At Bay City Financial, we build our business one loan at a time. It doesn’t matter whether the loan is small or large, we take our job seriously and we treat every loan as if our whole business depended on it
A TIER ONE BROKER

Bay City Financial is a tier one broker with the lenders who we are approved with. We have many investors and wholesale lenders who are competing for your loan and that translates into guaranteeing that you will get the best rate and the most favorable loan terms.

We can underwrite and approve loans that other lenders are unable to, and are always ready to pass on the discounts that we receive to our borrowers in order to help them with the financing of their dream home. The Borrower’s Interest comes first.