Ted Caulkins

Ted is a registered Agent with USHealth Advisors and can assist with your health insurance needs
Your health coverage doesn't have to be complicated. We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs.
We are an innovator in the industry with over 50 collective years of insurance experience
We offer flexible plan designs to help you get the coverage you need at a premium you can afford
We offer optional rate guarantees for up to 3 years on certain products*
Our insurance products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL)
You can maintain your freedom to choose your health care providers in or out of local and national PPO networks
Your coverage is portable which means it is not tied to your job and you can take it with you if you move
You can add supplemental benefits to cover other expenses like Dental or Accidental Injuries
You can protect your family’s financial well-being with Critical Illness and Accident Disability Income coverage