Rafter J Funding Services

Rafter J. Funding Services offers merchant cash advances. To qualify, businesses must have been in business for more than 12 months, have had at least one year remaining on a business lease, have a minimum FICO score of 500, process a minimum of $3,500 in monthly credit card sale and have no current unresolved bankruptcies. The benefits of using this type of advance include no checks to write, remittances are made through processing regular credit card sales, no personal collateral is needed, no set maturity date or pre-set payment amount, quicker and easier than a traditional loan and range from $3,500 to $500,000.