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You must be 18 years of age or older, a Missouri resident and have one or more of the qualifying medical conditions listed below. When you press GET STARTED you will be able to select a date and time for an online review with one of our physicians. Reviews take about 10 to 15 minutes and can be done from the comfort of your home from any smartphone, tablet or laptop. Scheduling requires a $50 down payment. Scheduling is risk free. You will be approved or receive a 100% refund.